First-time buyers
A clear plan and an agreement in principle, jargon explained as we go.
City Mortgage Solutions
Mortgage and protection advice.
What are you looking to do today?
Home movers
Timing your mortgage around the chain, not the other way round.
Remortgages
Start six months out, lock a rate, switch again if the market improves.
Protection & insurance
Life, critical illness and income cover arranged alongside your mortgage.
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Open resourceReal advisers you can actually speak to
Every recommendation is explained in plain English, by the same person from first call to completion.
A lender shows one shelf. We show you the whole market.
Your home may be repossessed if you do not keep up repayments on your mortgage.
With City Mortgage Solutions Limited
Deals compared across 90+ lenders, including broker-only rates
Advice on which lender suits your income, deposit and credit profile
Agreement in principle before you offer, so you can move fast
Application managed end-to-end, alongside your solicitor
Going direct to one bank
Only that bank’s own products
You self-select the lender before knowing if their criteria fit
Appointment lead times set by branch availability
Progress-chasing sits with you
Common questions
Is City Mortgage Solutions right for me if I’m a first-time buyer?
Yes. We work with first-time buyers every week, explaining each step in plain English and finding a mortgage matched to your deposit, income and the property you want.
Do you charge for an initial consultation?
No. Your first conversation is free and comes with no obligation. See our Fees page for full details on when a fee may apply.
How many lenders do you compare?
More than 90, including deals only available through brokers, so you see far more of the market than going direct to one bank.
Can I speak to the same adviser throughout?
Yes. You’re matched with one named adviser who stays with you from your first call through to completion.
A whole-of-market mortgage broker, not a single bank
Most banks can only offer their own mortgage products. As a whole-of-market mortgage broker, City Mortgage Solutions Limited compares deals from more than 90 lenders, including high-street names and specialist lenders that only work through brokers, so you see a wider slice of the market before you commit to a rate.
Whether you're a first-time buyer working out how much you can borrow, a home mover juggling a chain, remortgaging before your current deal ends, or a landlord structuring a buy-to-let purchase, our advisers search the market on your behalf and manage the mortgage application from your first call through to the day you complete. Every adviser is CeMAP qualified, and every recommendation comes with a plain-English explanation of why it fits your circumstances.
What sets a broker apart from going direct to a bank
Independent comparison across the whole mortgage market, not one lender's product range
Support for first-time buyers, home movers, remortgages, buy-to-let, self-employed applicants and protection needs
One named, FCA-regulated adviser from your first enquiry to mortgage completion
From London to Glasgow, advice wherever you are in the UK
Explore our advice locationsReady to talk? Let’s have a proper chat.
Your details are only used to arrange your call.
Appointments and online services
